DC Ranch, Scottsdale
Water Damage Restoration in DC Ranch, Scottsdale, AZ
DC Ranch sits in the McDowell foothills, where washes carry monsoon runoff past homes built from 1997 on. Know the Reata Wash flood project, the flood coverage gap and what to do first.
ZIP code
85255
Opened, per developer DMB
1997
Drive from City Hall
About 15.9 miles
FEMA flood zone, center of DC Ranch
Zone A
About DC Ranch
DC Ranch is a master-planned community in North Scottsdale, about 15.9 miles from Scottsdale City Hall. Developer DMB says it opened in 1997 and that more than half of the community is protected land. It has four villages, including Silverleaf.
Is your DC Ranch home near the Reata Wash?
The DC Ranch Community Council says Country Club Village is bound by Pima Road and the Reata Wash. A City of Scottsdale study looks at how storm water moves through this part of North Scottsdale.
The community council says more than 4,600 structures sit in the mapped floodplain, and more than 2,000 of them are in DC Ranch. It says DMB, the developer, built about 70 percent of the flood measures needed inside DC Ranch.
As of the council's June 2026 update, construction is unfunded and not in the city's capital plan for at least the next several years. FEMA approval of a conditional map revision is pending.
FEMA's flood map puts the center of DC Ranch in flood zone A, inside the Special Flood Hazard Area. That is one spot on the map, and your lot may sit in a different zone. For water already inside a home, see flood and storm damage cleanup.
Flood water or water damage? The coverage gap for DC Ranch homes
FEMA says most homeowners and renters policies do not cover flood damage. With more than 2,000 DC Ranch structures in the mapped floodplain, it matters which kind of water is in your house.
A burst pipe and a wash spilling into the yard can leave the same wet floor. Insurers may treat them differently, so ask your agent how your policy handles each one before a storm. FEMA says one inch of floodwater can cause roughly $25,000 of damage to a home.
Read does homeowners insurance cover water damage for the basics.
Where storm water can reach a DC Ranch home
Storm water follows low ground. In DC Ranch that means the Reata Wash, natural wash areas and the northern edge of the community.
Reata Wash and the Desert Greenbelt
The Desert Greenbelt, on the Reata Pass Wash, was conveyed to the city in 1998 for flood control. The Reata Wash Trail now runs along it.
Natural wash areas in Desert Parks Village
The community site says each neighborhood there has natural wash areas. After a storm, walk your lot and see where the water went.
The northern parcels
An engineer's December 2020 slides show storm damage north of Desert Camp Drive on Sept. 23, 2019. The engineer's opinion: parts of the development are at risk in a significant storm.
Paths and parks
DC Ranch has 47 parks and over 50 miles of paths and trails, the community says. Check where path drainage meets your lot line.
Why DC Ranch rain totals can differ from the airport's
On Sept. 18 and 19, 2025, widespread rain of 1 to 2 inches fell around North Scottsdale and Cave Creek. Phoenix Sky Harbor got 0.23 inches.
On Sept. 16, 2026, Scottsdale Fire Capt. Dave Folio said storms dropped up to nearly 3 inches of rain in the northern parts of the city, azfamily reported. The city's project page calls a 100-year storm here about 4 to 5 inches in a day or less.
These are area figures, not DC Ranch readings. North Scottsdale as a whole sees the same pattern.
Water in your DC Ranch home? Do these first
Close the main water valve, stay clear of power and take photos. If the City of Scottsdale supplies your water, its water line is 480-312-5650.
- 01
Close the main valve
Shut off the main water valve to stop a pipe leak.
- 02
Stay clear of power
Keep out of standing water near outlets and appliances until the power is off.
- 03
Photograph the damage
Take photos and video of the water line on walls and damaged items. Your insurance agent may ask for them.
- 04
Call the city for a leak before the meter
Check your bill for the provider's name. DC Ranch's June 2024 newsletter points residents to Scottsdale Water Resources at 480-312-5650.
- 05
Get the water out
Extractors pull out the standing water, and fans and dehumidifiers dry the walls and floor. See water extraction in DC Ranch.
DC Ranch homes at 25 years: kitchen supply lines and icemaker hoses
The Census tract that holds DC Ranch has a median build year of 2001. A typical home there is about 25 years old.
In that tract, 38.7 percent of homes were built from 1990 to 1999 and 39.9 percent from 2000 to 2009. The tract is bigger than the community, so read these as tract numbers.
An IBHS study found that faulty supply lines caused 44 percent of sink water damage, and 73 percent of icemaker losses came from a failed supply line hose. That study covers the whole country, not just Arizona. Check under sinks and behind the refrigerator. Wet cabinets need structural drying.
Water damage services for DC Ranch homes
DC Ranch homes face wash runoff, monsoon bursts and aging plumbing. Pick the job that fits, and see the Scottsdale water damage page for the whole city.
Emergency water extraction
Standing water from a leak or overflow: what to do first, what can be saved and how drying works.Mold remediation and testing
Mold or a musty smell after a leak: when testing helps and how mold remediation works.Slab leak and burst pipe
Slab leak, burst pipe or a leaking water heater: what to do first and who fixes what.Flood and storm damage
Monsoon flooding, a roof leak or water dripping from the ceiling after a storm.Sewage cleanup
A drain backup or a toilet overflow brought sewage into your home. Stay safe, then call.Structural drying
Walls and floors still wet after the water is gone: how drying works, how long it takes, what can be saved.Commercial water damage
Water in an office, restaurant or shop: what to do first, cutting downtime and the file your insurer needs.
More North Scottsdale neighborhoods
Water damage pages for other neighborhoods in North Scottsdale.
- Water damage in North ScottsdaleDC Ranch and Pinnacle Peak Park, about 16 to 21 miles from Scottsdale City Hall.
- SilverleafGated hillside village inside DC Ranch, opened in 2002, 16.2 miles from City Hall
- GrayhawkOpened in 1996, built out by 2004, with two city parks; 15.3 miles from City Hall
- McDowell Mountain RanchMost homes here date from the 1990s; about 14.0 miles from City Hall
- Windgate RanchGateway Trailhead sits at its entrance; 14.0 miles from Scottsdale City Hall
- TroonTroon Village circles Troon Mountain, about 20.5 miles from Scottsdale City Hall
- Pinnacle PeakPinnacle Peak Park covers 150 acres, about 21.4 miles by road from Scottsdale City Hall
- Desert MountainDesert Mountain spans 8,300 acres and 35 villages, about 28.5 miles from Scottsdale City Hall
- Desert HighlandsDesert Highlands sits about 1 mile from Pinnacle Peak and 19.5 miles from Scottsdale City Hall
DC Ranch water damage questions
Is DC Ranch in a flood zone?
Parts of it are mapped that way, but each lot has its own zone. FEMA's flood map puts the center of DC Ranch in zone A, inside the Special Flood Hazard Area. Look up your own address and ask your insurance agent what your policy covers.
Has the Reata Wash flood project been built?
Not yet, as of the community council's June 2026 update. Construction is unfunded and not in the city's capital plan for at least the next several years. The city began its study in 2014, and FEMA approved the new hydrology study in December 2020.
Can I regrade my yard to move storm water away from the house?
Check first. Scottsdale's ESL rules keep larger washes in a natural state unless the city approves a permit. Ask the city whether your lot is in the overlay, and ask your community association before you move soil.
Is it safe to walk the Reata Wash Trail after a storm?
No. The National Weather Service calls it particularly dangerous to be near a wash, and says children should never play near washes or storm drains after any rainfall. The trail runs along land the city holds for flood control. Wait until the water has drained.
Pick your town for local storm risks and what to do first when water gets into a home.
- ScottsdaleIndian Bend Wash Greenbelt: 11 miles of flood control.
- Paradise ValleyAbout 4.4 miles from Scottsdale City Hall, with four water providers and many properties on septic.
- North ScottsdaleDC Ranch and Pinnacle Peak Park, about 16 to 21 miles from Scottsdale City Hall.
- Fountain HillsAbout 21 miles from Scottsdale City Hall. 58% of homes here were built from 1980 to 1999.
- Cave CreekFounded in 1870 as a mining and ranching community, about 29 miles from Scottsdale City Hall.
- CarefreeEasy Street and Ho Hum Road, about 27 miles from Scottsdale City Hall.